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Grants for Senior Citizens

Many senior citizens live on a very limited income.  Their only source could only be from social security.  If unexpected events or even just the living expenses exceed their budget, then seniors would soon find themselves in financial trouble.  Fortunately for seniors, there are grants available that could potential help senior citizens financially.  The great thing about grants is that they do not need to be repaid like loans.  Senior citizens looking for grants to fund whatever activity they are interested in may be happy to know that there are hundreds of grants offered by federal agencies, large corporations, charities, and other foundations.  Over $40 billion in grants were awarded in 2007 by these organizations.

Federal grants are usually given to seniors for a specific purpose.  Other organizations may give grants which may be used however the receiver wants.  Federal grants typically help seniors in areas including education, housing, and nutrition.  Other organizations typically award grants along these lines as well.  Some federal grants that senior citizens can apply to include:

Capital Assistance Program for Elderly Persons and Persons with Disabilities – this grant provides money in order to meet the transportation needs of elderly people where there is limited or no public transportation.

The Foster Grandparent Program – This helps promote volunteer service for people 60 or older who are living on limited income.

Mortgage Insurance-Rental Housing for the Elderly – This helps seniors by providing them quality rental housing.

Other types of grants include the Home Repair Loan and Grant program.  These types of grants could help very low income seniors make repairs and improvements to their homes.  The types of repairs done on a home would include repairs to the roof, heating systems, electrical and plumbing systems, water and waste disposal, installing windows, screens, and insulation.  Basically anything that would make the home safe and livable.

Seniors that want to go back to school to get a degree may want to apply for the Pell grant.  This education grant is given for people with limited income wanting to pursue an education.  To get this grant, the applicant would have to fill out the FAFSA which asks for information regarding your income.  If you meet the qualifications you should be able to get this grant.

Before seniors apply for grants for senior citizens, they must do some research.  This includes finding out what the purpose of the grant is.  Organizations giving out grants will not give out grants to just anyone.  Seniors can check databases including grants.gov or other local organizations for finding the right grant.

Seniors who want to apply will need to write a grant proposal explaining their need for the grant.  It would be a good idea to get some help in writing a grant proposal.  There are services that offer help in writing proposals or you can go to the library and check out a book helping you to write proposals.  The main things to consider when writing a proposal is to make sure that you are concise yet detail on your plans for using the grant.  Make sure that you read the instructions for applying for a grant to ensure that you have everything that the organization has asked.  After you are done writing the proposal, you should submit it on time for evaluation.  If all goes well, you should be awarded a grant.

8 Responses

  1. Shirlee King
    Shirlee King January 7, 2013 at 9:05 pm | | Reply

    I am 75 years and my husband is 77 yrs,we live on Social Security and need to supplement our income. I can substitute teach but a special certification is strongly suggested. The certification is “ParaEducator Institute” and the cost is $221.00 of which I can’t afford. You can either email or call me.

    Thank you, Shirlee

  2. chuk byington
    chuk byington March 19, 2013 at 1:56 am | | Reply

    I am 59 year old male on disability I have had four heart attacks- (2 in chidhood) one at 36 and one at 46. I have had hiv for 23 yrs. I only get $749 in disability and $90 in food stamps. I have 2 dogs and 2 cats I love dearly. I need help with everything.

  3. eugene spearman
    eugene spearman July 28, 2013 at 12:37 pm | | Reply

    I am 61 years old man and I am a certified nursing assistant. In my experience in the business (15 years) I am finding that that 75% of the staffing is done by females caring for women and men. There are very few men caring for men. I am looking to start an agency exclusively caring for men. Are there any start up grants for seniors.

  4. silvy Ovalle
    silvy Ovalle August 19, 2013 at 4:57 pm | | Reply

    My social security income is $900 and I pay mortgage 641. This month I can do it no more, I need 800 to pay my bill and be able to live. Please help or refer me to a senior help program. I cannot pay this back.

    1. Gene
      Gene December 10, 2013 at 4:50 am | | Reply

      Have you contacted your mortgage company and asked about a modification? Under the newer laws, this may help you. I hope it all works out!

  5. Lynn Baumgartner
    Lynn Baumgartner August 27, 2013 at 10:51 pm | | Reply

    Good Afternoon, I am a senior citizen63+ and I am also disabled . I have encured a credit card debt that i got talked into letting someone else borrow , without my husband’s approval.Now I am living in one part of the house and he in the other. I do get a social security ckech and it payes the house payment so I can still live here . I REALLY DO LOVE MY HUSBAND ,BUT THE HURT IN HIS EYES EVERY TIME HE LOOKS AT ME IS MORE THAN I CAN BARE. Thank You Lynn Baumgartner Banks, Alabama,36005

  6. Carol Edwards
    Carol Edwards September 12, 2013 at 12:15 am | | Reply

    I am 70 years old and have operated a non-profit agency which protects children and offers assistance to at risk families in the urban core. I need more education so that I can be abreast of the laws, and work on those ad equated laws in our state that need to be changed

  7. shirley simmons
    shirley simmons January 12, 2014 at 10:48 pm | | Reply


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